Bill Family
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PROCESSING CORE

A payment gateway for cards and bank debits — end to end.

Hosted checkout, the full authorization-to-settlement lifecycle, refunds, customer vaulting, API keys and signed webhook delivery. Built for real money movement, with every authorization, capture and payout tracked on one ledger.

Card authorization & capture

Tokenize in the browser, reserve funds, then capture or void. Raw card numbers never reach the server.

ACH settlement lifecycle

NACHA submission, settlement and return codes like R01 and R03.

Signed webhooks

Every state change is delivered to your endpoint with an HMAC-SHA256 signature and a full retry log.

Test & live API keys

Separate keys per mode, rotate any key instantly, and copy ready-made request examples.

Merchant analytics

Volume, approval rate, refunds and settlement pipeline across every payment you take.

Isolated merchant data

Each merchant account only ever sees its own customers, payments and delivery logs.